How I Drove Without Car Insurance For Almost A Year

I am usually meticulous when it comes to my car insurance policy. Every year, I look through my policy and discuss with my insurance agent what I deem is necessary to include in my coverage, and what is not necessary. My goal in going through my policy is to try to reduce my already exorbitant monthly payment slightly, which is without success.

Recently, I received my renewed car insurance policy for 2019-2020, after lamenting the monthly increase in my payment (yet again) and reviewing the policy, I went to put the new insurance slip in my car. When I went into my glove box to put the insurance slip in my folder, I noticed that the insurance slip that was showing in my folder was from 2017-2018. I also had previous insurance slips from 2016 (when I bought my car), and from 2016-2017. I was missing my insurance slip from my current insurance period.

It instantly dawned on me that I was driving without proof of insurance for almost an entire year.

I ran out of my car and back into my house to look for my insurance slip for my current insurance period. I found the slip without too much trouble, and not torn out from my policy documents. I had no idea how I forgot to put this insurance slip in my car last year. Regardless, I took my current insurance slip and my newly acquired insurance slip for 2019-2020 and put them in my car, so I would not have to forget for the next year.

Imagine if the police pulled me over in the last year and did not have my proof of insurance. That would have been a bad situation for me, which also would have been completely avoidable.