How I Drove Without Car Insurance For Almost A Year

I am usually meticulous when it comes to my car insurance policy. Every year, I look through my policy and discuss with my insurance agent what I deem is necessary to include in my coverage, and what is not necessary. My goal in going through my policy is to try to reduce my already exorbitant monthly payment slightly, which is without success.

Recently, I received my renewed car insurance policy for 2019-2020, after lamenting the monthly increase in my payment (yet again) and reviewing the policy, I went to put the new insurance slip in my car. When I went into my glove box to put the insurance slip in my folder, I noticed that the insurance slip that was showing in my folder was from 2017-2018. I also had previous insurance slips from 2016 (when I bought my car), and from 2016-2017. I was missing my insurance slip from my current insurance period.

It instantly dawned on me that I was driving without proof of insurance for almost an entire year.

I ran out of my car and back into my house to look for my insurance slip for my current insurance period. I found the slip without too much trouble, and not torn out from my policy documents. I had no idea how I forgot to put this insurance slip in my car last year. Regardless, I took my current insurance slip and my newly acquired insurance slip for 2019-2020 and put them in my car, so I would not have to forget for the next year.

Imagine if the police pulled me over in the last year and did not have my proof of insurance. That would have been a bad situation for me, which also would have been completely avoidable.

Falling Off A Trampoline At Margaritaville: Ocho Rios

One morning, while I was lazily walking around the lobby of the Grand Bahia Principe Jamaica resort looking for breakfast, one of the members of our group, who were going to go to a private beach for the day, quickly approached me. I only had five minutes to grab my belongings while the rest of the group waited for me in the minibuses, and we set off in search of a private beach to enjoy the water.

Why Is The Water Glowing Blue Around Me?

On my only nighttime excursion in Jamaica, my group and I went to Falmouth to go experience swimming in the Luminous Lagoon. The Luminous Lagoon is one of the few places in the world where in the nighttime, disturbances in the water (such as swimming or the movement of water boats) will cause microscopic plankton and organisms to emit a glowing blue light. This excursion was certainly unique in its experience, and I was glad to be a part of it.

Review: The Brownie Hot Fudge From Dutch Dreams

On my wanderings around Toronto with a couple of friends, we went to a popular dessert spot that sold all kinds of Dutch desserts and candies. 'Dutch Dreams' was the name of the place, and based on the line that stretched outside; it seemed like a dessert spot that could not possibly disappoint. To put it bluntly, Dutch Dreams did not disappoint at all.

Cultured Individual's First Half Recap of 2019

Let's have a drink and reminisce, shall we?

It is the month of July, and because I have been maintaining an overall consistent schedule of one blog post a week, I thought I would do a recap post on some of my memorable blog posts between January and June of 2019. It is similar to the end-of-the-year post I created for my 2018 blog posts. I did think about waiting until December to do a full look-back on everything from 2019, but I decided to split it into two parts, so I can squeeze more content out of my blog. How shameful of me. In the first half of 2019, I achieved some of the goals that I set out for myself in my 'Best of 2018' post, and I will share some things that I would still like to do for the rest of 2019.